News

Unveiled on 1 October, the Lecornu government’s draft 2027 budget aims to achieve savings of €54 billion as part of the plan to restore public finances. The draft budget seeks to combine...

The year 2026 confirms the French public’s appetite for saving, but is gradually shifting the balance between different products. Life insurance continues to attract strong inflows, whilst the...

For several months now, despite geopolitical events, global financial markets have been experiencing a new wave of enthusiasm driven by technology companies. This new generation of companies, which...

Among the many existing solutions for investing a company’s cash (see Finankap article of 27 February 2026), two share common features. Whilst current geopolitical conflicts and crises make it...

The outbreak of conflict with Iran at the end of February 2026 has brought geopolitics back to the forefront of concerns, particularly those of the markets. Against a turbulent backdrop, this...

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Presented in January 2026, the Lecornu government's budget comes at a time of economic slowdown and persistent pressure on public finances. Several structural tax measures are attracting...

This week marks a pause in the budget review following the vote on the Special Law. In this year of 2025, marked by an uncertain national political context, our firm Finankap and all our colleagues...

Between the search for new tax resources and potential reforms, wealth management professionals are gathering for their annual conference in Lyon. At the end of September 2025, the Salon Patrimonia...

After more than 20 years in business, it is time for Wealth A7 to evolve! The story of Wealth A7 began in 2004 with Etienne Kajoin, who has always placed people at the heart of his support and...

After two years of galloping inflation, the economic situation seems to be calming down. Since mid-2024, inflationary pressures have stabilized, allowing the European Central Bank (ECB) to start a...

While Toulouse is experiencing scorching temperatures at the beginning of summer, the heat is not only limited to the thermometer: it is also in the minds, the debates, and the energy that drive our...

Too often, provident care is seen as an unnecessary burden, a luxury reserved for those who have already largely secured their future. However, for a self-employed worker, whether he is a craftsman,...

In the world of real estate investment, it may be wise in some situations to invest through a legal structure. Mainly, investment in companies attracts advantageous conditions on taxation,...

In these times of economic instability, French savers are increasingly concerned about the security of their assets, and the Sapin II Law regularly resurfaces in financial discussions. But what is...

While the commitment of the United States is called into question and the Russian threat seems more present than ever, the European Union presented on 4 March last the European plan...

Today, a technical article on the tax treatment of latent interest from various financial investments available to French tax residents. In the preamble, we wish to clarify that this article...

The final bill was passed on February 6, and these are the key measures for individuals. First, good news for all taxpayers: the tax scale has been raised. Thus, the tranches of the Income Tax...

The main purpose of the balance sheet is to assess whether your current financial position is in line with the objectives you have determined. To do this, this in-depth study examines all the...

After a busy year marked by the celebration of our firm’s 20th anniversary, we would like to extend our sincere thanks to all those who, from near or far, contribute to the success and momentum...

The election in the United States, combined with political tensions in Europe and France, illustrates an uncertain environment, where each event can have a significant impact on the financial...

Today, it can be difficult to find one's way through the various solutions available to the company director, particularly when it comes to choosing the legal form for his or her company and,...

Passing on a business is a crucial stage in the life of an entrepreneur. It requires rigorous preparation and a methodical approach to ensure the success of the operation and the long-term future of...

The global economy is going through a complex period marked by a series of challenges. In 2024, it will be operating in an environment marked by a number of uncertainties, linked in particular to the...

In every economic cycle, we see investment and disinvestment movements in every financial instrument. Depending on the economic climate and other factors, some investments are in demand while others...

An SCPI (société civile de placement immobilier) is a financial product offered by a property management company, enabling investors to invest in a proportion of property assets via...

There's no escaping it, the tax return campaign has started! As always, it starts in April, but when does it end for you and what are the changes? Here are the questions we'll be answering in...

Unlike life annuity sales, life mortgage loans are relatively recent, having been included in the French Consumer Code in 2006. What are the differences between these two contracts? How does the...

More and more rules are governing the lives of wealth management advisers. In order to protect the customer and ensure the security of the whole process, the authorities have introduced numerous...

At the start of the new year, we take a look at an important point in the Finance Act 2024: the reform of the restitution claim. What is the restitution claim? What is the impact of this change?...

In the current economic climate, our partners are constantly improving their financial solutions to meet our needs and those of our customers. The result is an ingenious new product: a structured...

Following on from the decision to extend real estate zoning, the government, through the intervention of its Minister Bruno Le Maire, is outlining Prêt à Taux Zéro’s new...

With inflation stabilising, the decisions of the world's central banks are eagerly awaited by everyone in the financial world. What are their latest decisions? What are they based on? Finankap...

While this was common practice for many years, the unprecedented period of low interest rates has seen this clause gradually disappear. Why? Simply because, with a falling property loan market, a...

Wealth management advisers are an increasingly well-known and widespread profession. We often talk about the qualities of these professionals, but what is the essence of their work and how do they go...

In today's fast-moving financial environment, it is sometimes difficult to position yourself in traditional financial investments. That's why there are alternative solutions that meet certain...

There are several different ways to invest your savings. Most of the time, your savings are deposited with your bank, at the suggestion of your adviser. What types of investment are available from...

When you own a rental property, the tax authorities take into account the expenses relating to this property. Depending on whether the property is rented bare or furnished, the treatment is...

To replace the ISF (Impôt Sur la Fortune), which was repealed on 30 December 2017, the government has introduced a tax system that only takes into account real estate assets, the Impôt...

A few days after the stress experienced by banks on the markets, another crisis shakes some of them. Searches have taken place this week on suspicion of "CumCum", a controversial practice...

We often hear about investing in real estate but what is the best solution? It depends on each person, so here are a few things to help you understand. Investing in the Pinel law and Pinel...

The transfer of contracts from one insurer to another is a subject that is regularly on the agenda. But on 31 January 2023, a new step was taken. On that day, the Senate voted on the first reading of...

After an unprecedented year marked by historic variations in borrowing rates, a major change is about to take place. Indeed, the significant inflation of 2022 has highlighted considerable problems...

  Ab initio dismemberment is a method of transferring bare ownership shares from the creation of the company without the need to make a donation, but what are the advantages and risks of this...

The creation of a company is an important step in the beginning of your activity. Numerous fiscal, financial and technical aids can be granted to you in order to facilitate this creation:...

Investing in a Pinel scheme allows you to obtain a significant tax reduction thanks to a commitment to rent for 6, 9 or 12 years. The device has been greatly modified and the changes will be...

Emmanuel Macron has started his presidency and has announced since his campaign a tax cut of 15 billion. The regime of cohabitants being very penalizing, what impact could this quinquennium have on...

Because of the inflation, the rates of the credits increased gradually these last months, however, the rate of usury remained stable and prevents the banks from carrying out one of their tasks: the...

On March 6, 2022 a decree was published concerning the standardization of life insurance and PER fees. This measure will allow future policyholders to compare the costs of the different unit trusts...

Structured products and inflation: should you invest?   These are products that allow you to boost your portfolio while protecting your capital. Many structured products are proposed on...

On Thursday, April 14, 2022 the European Central Bank met to decide on the policy to be adopted for the coming months. Many actors remained intrigued by the position adopted by the...

From 1 April 2022, membership of an approved professional association will be compulsory for all professionals wishing to register with ORIAS as brokers or as agents for brokers. The purpose of...

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We are going here to consider two bills that have already been tabled in the National Assembly. These bills relate to the exemption from transfer duties on the transmission of family businesses...

The 2022 presidential election is gaining momentum in the news. The economic debates during the elections will mainly focus on themes that have been highlighted by the Covid crisis. The...

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The Finankap Group team is happy to see you again after this energy boost! While we expected a rather calm August, the news has unfortunately been quite hectic. Indeed, you will not...

Topic more relevant than ever: COVID-19 Between Variant Delta and health pass, debrief on what is happening. As we were able to discuss in our article last week, according to the government,...

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Based on the observation that our clients are more and more fond of the REITs (real estate investment company), this article could also interest you! The concept in a few words: the REIT is an...

Do you think that the life insurance contract may not meet your expectations because you can make regular withdrawals and therefore being taxed on the part of the interest generated? Finankap...

Did you already know Bitcoin, Etherum, Ripple? It looks like the story will not end there ... At the beginning of November, Christine Lagarde, assisted by her “Mr. Crypto”,...

As we can all attest, 2020 has not been a smooth year. And it's not over yet... At a time when the health situation is deteriorating further, between curfew and lockdown, we must admit that a...

There are several ways to invest in real estate while optimizing the taxation of your wealth. Either by investing in building new housing Either by rehabilitating old housing Today with...

It is a fact: the French are increasingly deserting apartments and are setting their sights on houses. Indeed, in search of an increasingly important quality of life, people are ready to move away...

The agricultural sector is now faced with multiple issues that it is necessary to dwell on in a still uncertain economic context. Indeed, land management, farm transfer and cost optimization are...

Over the past few months, faced with hyper volatility in the financial markets and wishing to protect your assets, many of you have asked us about safe havens. Gold is the historical safe haven,...

This Tuesday, we are not going to tackle one of our usual themes in the field of finance, economy, taxation or real estate ... The sunny days are finally coming and it is time to take stock of these...

Inflation. What is behind this economic term? Could the Coronavirus crisis lead to higher inflation? With what consequences ??? What is inflation? It is characterized by the decline in the...

Investing in a property located in a service residence is a solution that deserves your attention because of its many advantages. You do not know what is the furnished rental in service residence?...

It's not easy to navigate the jungle of financial and real estate investments, is it? Don't panic, the Finankap Group team has worked on a synthetic presentation to simplify your life and...

As the coronavirus continues to rage and affects more and more countries and more and more of us, we also need to know how to lift our heads and look to the future. But how do we know what lies...

In the current context of sanitary crisis, a wave of panic is blowing on the stock markets. The financial markets known their peer week since the 2008 crises and dropped by more than 15% in a few...

Socially responsible investing (SRI) involves investing your money in a fund that meets environmental, social and governance criteria (ESG criteria). To begin with, what is a fund? It is a...

Invest in real estate through a real estate firm has many benefits in terms of management and transmission. The real estate firm is flexible and usefull for many asset strategies. But what about...

There are 7 reasons to choose Finankap Group for your wealth management : And find us on Youtube: at least 7 reasons why! - Low credit brokerages fees - Fees under control for your...

In the long run, the Livret A is becoming increasingly unprofitable, and the situation is going to deteriorate when the rate will fall until  0,5% in February ». So, the...

As we all know, interest rates have reached a historically low level (1.18% on average in September 2019, Source: The Crédit Logement Observatory). This represents a golden opportunity for...